The Nordstrom Visa Signature Card offers a way to earn rewards on Nordstrom and a couple of popular spending categories.
Who is this card for?
The Nordstrom Visa Signature Card is aimed at — you guessed it — Nordstrom shoppers. The rewards structure, benefits and redemption opportunities all center around Nordstrom and its affiliated brands.
If you’re a casual Nordstrom shopper, you’ll be better off with another card option, but those who spend a significant amount of money on Nordstrom purchases each year could potentially benefit from what the card has to offer.
I’d never suggest using this as an everyday spending card, but it can be used to capitalize on shopping with the brand.
Main perks and benefits
As a Nordstrom Visa Signature Card holder, you’ll receive instant Insider Status with Nordstrom’s loyalty program, The Nordy Club. Insider status typically requires $500 in annual spending.
You’ll have access to beauty and style workshops, free basic alterations, a $100 alterations benefit for more complicated changes, early access to anniversary sales, curbside pickup, special access to Clear the Rack sales and a personal double points day.
Redeeming
Similar to many department store cards, reward points can only be used on store purchases. You can redeem your Nordstrom points for a Bonus Note, which is essentially like a gift certificate to the store.
You can manually redeem 500, 1,000, or 1,500 points for $5, $10 or $15 notes, respectively, through the Nordstrom app. Or you can wait until you earn 2,000 points for a $20 note to be added to your account automatically.
Highlights
- 3X points per dollar spent in stores or online at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club
- 2X points per dollar on dining, entertainment and travel
- 1X point per dollar everywhere else Visa is accepted
- Free basic alterations on regular-priced items at Nordstrom and Trunk Club that are reimbursed with Nordstrom Notes
- $20 note to spend every time you earn 2,000 points
- $40 bonus note when you make a purchase in-store or online with your card on the day you’re approved
- Get special access to the Clear the Rack sale and get 25% off red-tag clearance items
- Instant insider status in the Nordy Club
- Buy online and wait in your car with Curbside Pickup
- Schedule a personal double points day when you choose and get 2X points on your net purchase in-store or online
- Access to Beauty & Style workshops
- No annual fee
Frequently Asked Questions
Can I use my Nordstrom Visa Credit Card Anywhere?
The Nordstrom Visa Signature is a regular Visa credit card, so you can use it with any merchant that accepts Visa credit cards worldwide.
If you don’t qualify for a Nordstrom Visa card, you may be considered for the Nordstrom credit card, which you can only use for Nordstrom purchases.
Is the Nordstrom Credit Card Worth It?
If you want to earn exclusive benefits at Nordstrom stores and you prefer to redeem rewards for Nordstrom merchandise, then the Nordstrom Visa Signature can add value to your wallet.
But if you don’t usually shop at Nordstrom or you want more redemption options (like statement credits, cash, travel, or gift cards), consider a more flexible rewards credit card.
What is a Visa Signature Card?
A Visa Signature card is a type of Visa credit card that comes with cardholder benefits (on top of any issuer benefits you might receive) such as extended warranties, roadside dispatch, auto rental collision damage waiver, and more.
